A house is one of the most expensive purchases you are likely to make, and many people require financing to purchase a home. There are several types of Glendale home loans available, and choosing the right one is crucial for the successful purchase of a home. G. Halsey Wickser, Loan Agent specializes in various types of financial loans, including mortgages. Our team of knowledgeable and experienced agents will be happy to assist you through the process of choosing the right mortgage for your specific needs.
G. Halsey Wickser, Loan Agent believes that a firm understanding of the different types of Glendale home loans is something that every future homebuyer must have before committing to any specific type. To gain an in-depth understanding of each of the types of mortgage loans, feel free to contact us and we can discuss them. Looking to purchase a home outside of the Glendale or greater Los Angeles area? No problem! We can provide residential loans throughout the entire state of California.
If you are purchasing a home, chances are you are going to require a mortgage. There is a lot that goes into applying for, and being approved for, a mortgage loan. G. Halsey Wickser, Loan Agent has more than 34 years of experience helping people secure the financing that they need to purchase their homes.
In fact, we have helped countless people in the Pasadena, Burbank, Los Angeles, Beverly Hills, and La Cañada areas secure financing for their dream homes with our affordable options. Whether you are planning on staying in the Los Angeles or plan to move out of the big city, we help our customers with home mortgages statewide!
A mortgage is a legal contract; one that you promise to repay, along with interest and other costs. In order to prove you will repay the lender, you need to offer collateral, something of equivalent value for the lender to take should you be unable to repay the loan. Your home generally serves as the collateral.
The principal is the amount of money you borrowed from the lender. Interest is the fee the lender charges to use the money you borrowed from them. The interest is usually a certain percentage, called the interest rate.
Taxes are the amount of money you owe your community for your property. Taxes usually fund important costs for your community, such as schools, roads, and refuse removal.
In order to qualify for a loan, your home must be insured. Insurance covers the cost of your home and personal property against certain losses, such as fire, floods, and theft.
All of these components are tallied together in one lump sum, and make up the total cost of your mortgage. You are responsible for repaying your mortgage, and all associated fees, within a pre-determined period of time.
To learn more about mortgages, how you can qualify, and how you can get the best rates possible, call our Glendale mortgage loan agent today! We offer more than 34 years of mortgage experience and are available 24 hours a day, 7 days a week, to discuss your mortgage loan needs.
In addition to serving the Glendale and Los Angeles County areas, G. Halsey Wickser, Loan Agent is licensed to offer loans throughout all of California. We are ready to help you gain control of your financial future and help you find the loan you need to get started. We also offer assistance for existing homeowners looking to refinance their home. Call our office to discuss your options with G. Halsey Wickser today.
To learn more about Glendale home loans and find out which one is right for you, call our office to schedule a consultation at (818) 869-2641.